Head-to-head comparison
Flowbit vs MaxSwap
Compare Flowbit and MaxSwap side by side — fees, limits, Apple Pay, AI-service support, verification and Telegram access. Factual data only.
Quick facts
- Issue fee
- $9.99
- Top-up fee
- 4.5% USDT (3.0% with Plus)
- Transaction fee
- $0.25
- Monthly limit
- $2.5k
Flowbit offers Mastercard virtual cards from $9.99 with 35+ country coverage. The optional Plus plan ($4.99/mo) lowers the top-up fee to 3% and adds 0.25% cashback.
- Issue fee
- $25 + $25 deposit + 5% op. fee (~$52.5 total)
- Top-up fee
- 3.5%USDT
- Transaction fee
- $0.25 + 0.4% (+0.6% non-USD)
- Monthly limit
- $2M
MaxSwap provides a single Mastercard with high monthly limits, Apple Pay support, no KYC, and balance returned to USDT spot on closure. Supports 25 cryptocurrencies.
Detailed comparison
Which service fits your needs
Choose Flowbit if
- Users who want the lowest issue cost
- Subscription and AI service payments
- Users who want cashback via the Plus plan
- Wide country coverage (35+ countries)
Low-Cost Mastercard with Cashback for Subscriptions and AI
Choose MaxSwap if
- High-volume spenders who need up to $2M/month
- Users who prioritize anonymity without KYC
- Apple Pay users
- Users who want a refundable USDT balance on closure
High-Limit No-KYC Mastercard — up to $2M Monthly
Get started
The Plus plan ($4.99/mo) is unique in the comparison: it lowers the top-up fee to 3.0%, raises limits, and adds 0.25% cashback — all at the lowest issue price in the set.
Check card options — FlowbitOne simple, high-limit product: $2M/month, Apple Pay, no KYC, and a refundable USDT balance — backed by 25 supported cryptocurrencies.
Check card options — MaxSwap