Telegram · crypto card bots · no-KYC
Four card services accessible via Telegram — compare fees, limits, Apple Pay and AI-service support. No registration on this site.
Telegram crypto card bots are Telegram-native interfaces that let you issue and manage a virtual Visa or Mastercard without leaving the app. You send commands to the bot, top up with USDT, and receive a card number ready for online payments — all without creating a website account or submitting identity documents for most cards.
AnyPay offers Visa cards funded with USDT via Telegram. The Ultimate card combines Apple Pay, Google Pay, and AI-service support with 0% transaction fees.
CinCin provides five Mastercard and Visa cards funded with crypto, with limits from $500k to $2M and an optional 24/7 VIP concierge service.
Flowbit offers Mastercard virtual cards from $9.99 with 35+ country coverage. The optional Plus plan ($4.99/mo) lowers the top-up fee to 3% and adds 0.25% cashback.
MaxSwap provides a single Mastercard with high monthly limits, Apple Pay support, no KYC, and balance returned to USDT spot on closure. Supports 25 cryptocurrencies.
Level-1 service overview — one row per service. Numbers are from current provider data and may change.
| Service | Issue fee | Top-up fee | Transaction fee | Monthly limit | Apple Pay | AI services | Cards | |
|---|---|---|---|---|---|---|---|---|
AnyPayApple Pay + AI | 35–45USDT | 3.5–4.5% | 0% | $200k/day | ✓ | ✓ | 3 | Open |
CinCinPremium Cards | $39–$250 | 4.5% | $1.025 + 0.4% | $2M | ✓ | ✓ | 5 | Open |
FlowbitSubscriptions + Cashback | $9.99 | 4.5% | $0.25 | $2.5k | – | ✓ | 2 | Open |
MaxSwapHigh-Limit Mastercard | ~$52.5 | 3.5% | $0.25 + 0.4%(+0.6% non-USD) | $2M | ✓ | ✓ | 1 | Open |
Several Telegram card services support Apple Pay and Google Pay. AnyPay Ultimate, CinCin MC Apple/Google Pay, CinCin Premium, CinCin VIP, and MaxSwap all include Apple Pay. AnyPay Simple includes Google Pay. Always confirm in the provider's bot before purchasing, as support can change.
Most cards on this list work with ChatGPT, Claude, Cursor, Midjourney, and similar AI services. AnyPay Ultimate, CinCin Visa for AI, Flowbit, and MaxSwap are all confirmed for AI-service payments. CinCin's dedicated Visa for AI card is optimized for subscription-based AI tools.
Issue fees range from $9.99 (Flowbit Subscriptions) to $250 (CinCin VIP). Crypto top-up fees run 3–4.5%. Monthly limits go from $2,500 (Flowbit) up to $2M (CinCin Premium and MaxSwap). Issue fees are one-time; top-up fees apply to every deposit. Use the fee calculator to compare total costs for your spend pattern.
Answer a few questions and the card finder matches you to the right service and card tier — no single winner, no scores.
Compare all four services and choose the card that fits your spend — no registration on this site.