Subscriptions + CashbackMastercard

Flowbit Review: Crypto Mastercard from $9.99 with Cashback

The lowest issue price in the comparison — and the only service with a cashback subscription plan that cuts top-up fees to 3%.

Issue fee: $9.99
Top-up fee: 4.5% USDT (3.0% with Plus)
Transaction fee: $0.25
Monthly limit: $2.5k

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Quick facts

Networks: Mastercard
Verification: Simple verification
Support: 24/7
Jurisdiction: Dubai, UAE
Cards: 2

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Best for

Users who want the lowest issue costSubscription and AI service paymentsUsers who want cashback via the Plus planWide country coverage (35+ countries)

Flowbit is built for users who prioritize low entry cost, recurring subscriptions, and the cashback benefit of the Plus plan.

Cards from Flowbit

Feature	Subscriptions	NFCTemporarily unavailable
Issue fee	$9.99	—
Top-up fee	4.5% USDT (3.0% with Plus)	—
Txn fee	$0.25	—
Limit	$2.5k monthly	—
Apple Pay	–	—
AI services	✓	—
Best for	Low-cost Mastercard for subscriptions and AI services from $9.99. Top-up fee drops to 3% with Plus.	—

Inside the Flowbit app

Real screens from the Flowbit Telegram mini-app — cards, fees and features.

Why choose Flowbit

Lowest issue price from $9.99
0.25% cashback with Plus ($4.99/mo)
Plus plan reduces top-up fee from 4.5% to 3.0%
35+ country coverage
Free card freeze and free user-to-user transfers

Main advantage

The Plus plan ($4.99/mo) is unique in the comparison: it lowers the top-up fee to 3.0%, raises limits, and adds 0.25% cashback — all at the lowest issue price in the set.

Fees and limits

Subscriptions

Issue fee: $9.99
Top-up fee: 4.5% USDT (3.0% with Plus)
Transaction fee: $0.25
Monthly limit: $2.5k monthly

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Wallet and AI support

Subscriptions

AI servicesCashback

Telegram access

Flowbit is available via Telegram. Issue and manage your card directly in the bot — no website account required.

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How Flowbit compares

Flowbit vs AnyPay Flowbit vs CinCin Flowbit vs MaxSwap

Frequently asked questions

What is the Flowbit Plus plan?

Plus is a $4.99/month subscription that applies to any Flowbit card: it reduces the top-up fee from 4.5% to 3.0%, raises limits, and adds 0.25% cashback.

Does Flowbit support AI services?

Yes — the Subscriptions card supports AI services and popular online platforms.

What is the minimum card issue cost?

The Subscriptions card starts at $9.99 — the lowest issue price in this comparison.

Does Flowbit offer cashback?

Yes, 0.25% cashback is available on all transactions when you subscribe to the Plus plan ($4.99/mo).

How many countries does Flowbit cover?

Flowbit cards are accepted in 35+ countries.

Ready to get started with Flowbit?

Flowbit offers Mastercard virtual cards from $9.99 with 35+ country coverage. The optional Plus plan ($4.99/mo) lowers the top-up fee to 3% and adds 0.25% cashback.

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Last checked: 2026-06-29