Fee Calculator · deterministic · no AI
Crypto Card Fee Calculator
Pick a card, enter your expected spend, and see the all-in estimated cost — starting cost, top-up fees and transaction charges.
Estimated costs only. Provider fees, limits and card availability can change.
Frequently asked questions
How are fees calculated?
The calculator uses the provider's published fee structure: issue fee + optional deposit, a top-up percentage on your deposit amount, and a per-transaction fee. Results are estimates — actual fees may vary.
What is the Flowbit Plus plan?
Flowbit Plus is a paid subscription ($4.99/month) that reduces the top-up fee from 4.5% to 3% and adds 0.25% cashback. Toggle it on to see the cost difference.
What does 'network fee applies' mean?
Some providers charge a blockchain network fee on USDT deposits in addition to their percentage fee. The exact amount varies by network congestion.